Mississippi Farm Bureau Health Plans Provide You:
Predictable copays for primary care and specialists
Prescription coverage
Up to $2 million in benefits
Protection against high costs of unexpected illnesses, diseases and/or accidents
Affordable monthly premiums
Coverage upon approval following underwriting – no need to wait for open enrollment
| Plan benefits | |
|---|---|
| In-Network Deductible (Individual) |
$250, $500, $1,000, $2,500, $5,000 or $10,000 |
| In-Network coinsurance |
20% after deductible |
| In-Network Coinsurance Maximum |
$2,500 per person per benefit year; $5,000 family maximum |
| Maximum Policy Benefit |
$2,000,000 per person per benefit year |
| Total Prescription Drug Cap |
$2,500 per person per benefit year |
| Pre-Existing Conditions |
Some conditions may make an applicant ineligible for coverage or may require additional review to determine eligibility |
| Maternity |
Rider available with 6-month waiting period |
| Payment Method |
Monthly bank draft |
| What you pay for services | |
|---|---|
| Primary Care Physician (In Network) |
$20 copay |
| Specialist (In Network) |
$50 copay |
| Prescription Drugs |
$2,500 cap per person per benefit year $20 generic copay Specialty medications excluded |
| Children’s Preventive Care |
$0 |
| Essential Wellness Care |
$0 |
| Emergency Room |
$250 copay |
|
Inpatient & Outpatient
Hospital and Surgical**
|
Deductible/Coinsurance* |
| Mental Health & Substance Abuse Outpatient Office Visits |
$20 copay per visit; up to 3 covered visits |
| Monthly Cost |
To Get A Quote Today, Contact Your Local Agent |
Benefits with an asterik (*) requires the deductible be met before the Plan begins to pay.
**Excludes Mental Health and Substance Abuse.
This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of applicable exclusions and limitations of health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period, if applicable, to obtain coverage for health services through options such as Affordable Care Act marketplace plans, employer-sponsored insurance, or Medicare.